Chesterfield, Wildwood and Ballwin real estate and homes for sale in Missouri - Kathy Irvine and The Irvine Team, REALTORS® Kathy Irvine and The Irvine Team REALTORS(r) for Chesterfield, Wildwood and Ballwin, Missouri real estate - NUMBER1EXPERTS™ Kathy Irvine and The Irvine Team NUMBER1EXPERTS(tm) for Chesterfield, Wildwood and Ballwin, Missouri real estate
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Kathy Irvine and The Irvine Team, REALTOR®, real estate agents and broker for Chesterfield, Wildwood and Ballwin Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)











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All agents are NOT alike! Find out why we are the #1 REAL ESTATE TEAM in the St. Louis area. Call us! 636-391-2619.


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Mortgage Prequalification: Chesterfield, Wildwood and Ballwin Missouri home buying, real estate listings, and homes for sale in St. Louis                      County, MO
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as Realtors to offer these services. 

Once you fill out the form, we will quickly process your information and get right back to you!
 

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Real Estate Tips
Home Inspections >The Good Inspector

Structural inspection contingencies are a common feature of home purchase offers. A buyer is allowed a certain period of time to have an expert look over the home, examining the structure, plumbing, wiring, roof, and appliances to give the buyer a realistic idea of what they are getting into.

How do you find the right inspector? Look for an expert on pre-purchase home inspections, not simply a renovation contractor or a friend who can tell copper from galvanized pipes. There are specialists in most cities, or you can obtain a list from a real estate agent. Ask for recommendations from friends who have recently purchased homes. Most inspectors have some background in building or engineering, and have had additional training related specifically to residences. Call several companies, and ask about the background and training of the staff, as well as their rates.

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Real Estate Trivia
Q 
What was the first land designated by the US government as a National Park?

A 
Yellowstone was established "as a public park or pleasuring ground for the benefit and enjoyment of people" in March 1872.
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Kathy Irvine and The Irvine Team, REALTOR®, real estate agents and broker for Chesterfield, Wildwood and Ballwin Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Kathy Irvine and The Irvine Team
Coldwell Banker Gundaker

14830 Clayton Road
Chesterfield, MO 63017
Office: 636-391-2100
Voice Mail: 314-567-8620
Toll Free: 800-791-3276
Fax: 636-391-3620
Email: Kathy@theirvineteam.com

The St. Louis Association of Realtors has recognized Kathy as the top sales associate for 10 of the last 12 recent years. With nearly 70 million dollars in sales in 2004, Kathy was honored for the 17th straight year as the TOP AGENT for the largest real estate company in the St. Louis area, Coldwell Banker Gundaker. She was also #1 in the Midwest Region and 12th nationwide for Coldwell Banker. However, the most important recognition Kathy and The Irvine Team get is the steady stream of testimonials and repeat business from her clients. She and her team set the pace, provide the service you can count on, and are dedicated to achieving your real estate goals. The Irvine Team constantly leads the St. Louis real estate market with their excellence, professionalism and service. The Irvine Team . . . . Nobody does it better…. NOBODY!

Equal Housing MLS CDPE ePro


Coldwell Banker Gundaker real estate and homes for sale in Chesterfield, Wildwood and Ballwin Missouri

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